We have developed unique systems to evaluate your mortgage needs and assist you in determining the best mortgage for these needs based on qualifications, how long you expect to have the loan, initial expense, cash flow, taxes and overall total cost of the mortgage.

We are dedicated to providing you with the information you need to make an informed decision. This advisory service is much more than a competitive rate and points quote. Selecting the wrong mortgage program can cost you thousands of dollars and no single loan program is appropriate for every person.

Financing and acquiring real estate should be thought of as an integral part of your overall personal financial plan. To assist us in selecting the most appropriate and cost effective mortgage for your individual needs, please complete the questions below:

1. How would you like us to stay in contact with you? (check all that apply)
__ email __ phone __ fax __ mail __ cell phone

2. Is this financing request for your __ primary residence __ second home __ investment property?

3. How soon are you thinking of __ buying or __ refinancing?
__ Immediately __ 2-6 months __ >6 months

4. If your primary residence, what is the best estimate for how long you might live in this home?
__ 1-3 years __ 3-5 years __ 5-7 years __ 7-10 years __ 10 years +

5. How many years do you think you will have this loan?
__ 6-12 months __ 1-3 years __ 3-5 years __ 5-7 years __ 7-10 years __ 10 years+

6. Do you currently have any plans for major expenses in the next 12 months?
$ _____________ New car $ _____________ Home improvements
$ _____________ College $ _____________ Rental properties
$ _____________ Health $ _____________ Other: _____________________________________

7. Please check the following if they are priorities as it relates to your mortgage financing.
__ Determine maximum purchase price and/or loan I can qualify for
__ Determine purchase price and loan amount appropriate for my income and lifestyle
__ Obtain a targeted monthly mortgage payment amount $ _____________
__ Purchase a home within a specific budget, down payment and closing costs
__ Have ability to sell, pay down, pay off, or refinance home without penalty
__ Maximize tax benefits
__ Avoid mortgage insurance
__ Qualify for new home prior to, or without sale of existing home
__ Other: ______________________________________________

8. Please check the following goals if they are a priority for you currently.
__ Improve Monthly Cash Flow __ Create a Comprehensive Financial Plan
__ Maximize Education Savings __ Create a 6-12 Month Cash Reserve Account
__ Maximize Retirement Savings __ Maximize Investment Contributions
__ Live Comfortably on One Income __ Maximize Asset Portfolio Performance
__ Live Comfortably on a Fixed Income __ Real Estate Investment Strategies
__ Tax Reduction Strategies __ Asset Protection Strategies
__ Other: _____________________________________